In order to maintain positive oral healthcare, the American Dental Association recommends biannual dental visits. These vital checkups and cleanings can become expensive, but dental insurance can help! Choosing an in-network dentist allows you to get the oral healthcare that you need while also saving money. That’s why Dr. Jonathan and Dr. Laura Mears take pride in accepting MetLife, a reliable and popular provider of dental insurance benefits. As your MetLife dentist in Arnold, we will help you maximize your insurance benefits to minimize your out-of-pocket costs.
MetLife dental insurance plans can differ based on your employer, but these PPO plans are all fee-for-service. This means that you will pay monthly premiums in exchange for discounts on dental treatment for you and your family. Specifically, preventive care like routine checkups and cleanings are covered 100%, giving you another reason to attend a dental checkup every 6 months. MetLife favors these preventive appointments because they catch issues while they’re still small, saving you from more extensive and expensive procedures in the future.
MetLife Preferred Provider Organization plans will all have a required deductible. This is the amount of money that your plan requires you to pay before they will step in and cover costs. Your deductible will usually be a one-time fee at the first appointment you make in the year, and then you’ll have access to your annual maximum of dental benefits. It’s important to understand that your maximum is the highest amount that your insurance plan is willing to pay in one year.
Once your deductible is met, we will provide you with 100% covered checkups and cleanings, and we’ll take advantage of any partially covered restorative work that you may need. Our experienced and friendly team will work with you to maximize your MetLife plan for high-quality and affordable dentistry.
With 29 years of experience in dentistry, Gay is your insurance expert. If you have any questions about your MetLife plan, your coverage, or need to schedule your next appointment, Gay is here to help! She understands the best ways to maximize your dental insurance benefits. She attended Mineral Area College and has worked at JL Dental for over 5 years. When she’s not at our practice, she enjoys the great outdoors and spending time with her family.